Are You Investing Correctly? 🤔⚠️🚨
This Is What You Should Do When The Market Is Up!
Oh, hello you!
The markets have been doing great and I hope you are too! Quick question:
Market ka haal: Okay, great news: The market is still soaring high!!! The bulls on D-street have been rallying with Senxes & Nifty50 hitting a record high once again and gaining about 1% during the week: Sensex soaring above 65,000 levels and Nifty50 has gotten past 19,300 for the first time EVER! The credit for all this probably goes to sustained foreign fund inflows and broad-based buying with Foreign Institutional Investors (FIIs) buying momentum as they bought equities worth ₹588.48 crores last week. But of course, every rose has its thorn, and many investors sold stocks to lock in profits. (If you're wondering what to do, you MUST read on).
That said, the indices aren't alone in touching all-time highs, tomatoes aren't far behind! There's been a rise in Consumer Price Index (CPI) Inflation, but it's still a bit lower than what the RBI had forecasted. I think this will go on for a little while longer and we can expect to see the MPC cutting the repo rate down in the coming month to balance this out, let's see!
What I was up to: My week started on a cheerful note because I was on a getaway, I got a much-needed break from Mumbai and gave my lungs a chance to breathe some fresh air for a change! It’s so dreadful and concerning to think that we cannot even get fresh air to breathe at a place I call home. We must definitely make at least the littlest of efforts to make the world a better place. If you’re someone who follows eco-friendly practices that you think I should do too, please let me know and write to mailers@fincocktail.com.
Humara Gyaan: Market’s are at an ALL-TIME HIGH! YAY! But, what should you do? Should we book profits? Will it go down again? Will it go further up? It’s super confusing na?
Many investors, especially mutual fund investors, ask: Should we do something different? Sell or buy something or just stay put?
That’s exactly what I’m about to tell you.
Niyati & I always say that as an investor you should always focus on why you are investing and where you are investing. if you got this figured out then market levels don’t matter! BUT you can you these 4 things as an actionable investor:
📝 Check if your investments are going as per your plan. If they are, leave them be. If they aren’t, see how you can re-allocate, of course without losing any money in the process.
📈 Don’t exit from your small and mid-cap schemes because of volatility, they are meant for medium to long-term periods specifically to ride out the volatility and give you greater returns.
🛍️ Do not hurry & lap up hot stocks at this stage. A systematic investment plan in stocks or equity-oriented mutual funds might be a better way to spread out the investments in a euphoric market.
💰 Stagger your investments. If you have a lump sum to invest, invest 50% now and the rest over the next few months. Or, you can just start an SIP and chill!
🤑 If you've reached your goal or need the money, by all means, go ahead and withdraw!! This might be a great window for you to exit a few funds that are not working for you.
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Don’t let the volatility or nervousness get in the way of investing regularly. The stock market is designed to transfer money from the active to the patient. Sometimes doing nothing is the best thing to do!
So, keep calm and carry on!
I'll write to you in a week
Sayali ❤️
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well, what's the correct answer :))