Can you EARN With Your Credit Card?
Hello!!
Let’s dive right in, this time! Assuming all of you have at least one credit card, (Please get one if you don’t) tell me…
Market ka haal: This week, the market displayed dynamic yet indecisive behavior, fluctuating without a clear directional trend. The persistent weakness in global indices exerted pressure on domestic indices, hindering any sustained upward momentum. Breaking out or breaking down from the current range would require fresh triggers. The Indian rupee, after initial setbacks, attempted to recover and closed at 83.0350 against the U.S. dollar, marking one of its highest closing levels since December 15. 📈💵 Despite a generally upward trajectory in the US and European markets throughout the week, their Asian counterparts experienced more volatile fluctuations, resembling a seesaw pattern. 🌍🔄
What I was up to: This week has been hectic from "GO" on Monday as Niyati and I dove headfirst into crafting a Fincoktail to deliver you the most flavorful content! We've been hustling with back-to-back shoot days for our podcast.
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Humara Gyaan: How crazy is the fact that every swipe can earn you money? Credit cards are truly the superheroes of your wallet! 🦸♂️ But, like any hero, they shine only when their purpose is in check. So, if you want to leverage the full potential of your credit cards and rewards and amplify them, here's how:
🤔 Assess Your Spending Habits: Review your monthly expenses to identify major spending categories. This includes groceries, dining, travel, entertainment, and other regular expenditures. Determine which spending categories are most significant for you. If you spend a substantial amount on groceries, a card offering bonus rewards for grocery purchases might be beneficial.
✅ Pick the perfect card: Explore credit cards that align with your spending patterns and goals. Look for cards that offer bonus rewards in the categories you spend mostly on. Find a card that's tailored to your needs and it will boost your spending power, and earn you rewards as well.
🤑 Bundle your spending: Channel all your purchases through one card to ramp up those points at warp speed! But remember to use them before they expire, or opt for cards where your hard-earned rewards are timeless!
🎁 Boost your bounty: Hunt for offers that turbocharge your points – from joining bonuses to annual spending milestones, this can contribute significantly to your goals.
👻 Beware of sneaky redemption fees: There might be hidden charges when cashing in your well-deserved rewards, so just keep an eye out for them!
Credit cards are phenomenal! Your spending can transform into a treasure trove of perks and cashback 💳✨ But every cloud has a silver lining and remember how they say "If something's given to you for free, YOU are the product? That's so true in this case because credit cards are enticing you to spend, and in an off case where you forget to pay up your due, your money and credit score go for a toss.
So, choose wisely, spend strategically, and let your credit card not just be a piece of plastic but a gateway to unexpected benefits.
To making the most out of credit cards 🥂
Sayali ❤️
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