2023 Wrapped! 🎉
Hey!
As we wrap up the whirlwind that was 2023, we are feeling all the feels. We sent you 44 newsletters to you this year, and you guys opened them 66,144 times so far!
Huge thanks to each one of you for turning our newsletters into what they are today! 🌟 To our subscribers, you make us feel like we're chatting with old friends every week. Can't thank you enough for being part of this wild ride! And to our amazing friends and creators who collaborated with us and gave us their two cents whenever we asked, your insights have turned our content game from 💯 to ♾️.
So, here's a virtual toast to all of you! 🥂 Thanks for making 2023 a blast. Let's gear up for an even more epic 2024. LET’S DO THIS!
Now here’s what’s in store for you:
Market performance through 2023
Milestones & Reflections
EXCLUSIVE Big Reveal
Making a Financial Plean for 2024
Bingeing/ Reading List for 2024
Nothing Worth Missing!
🤨 ‘Sup with the market
In 2023, Nifty 50 and BSE Sensex did the stock market equivalent of a high-five with a jaw-dropping 20% surge – their second-best move since 2017. This stellar run catapulted them into the global top-performing stock indexes club, showcasing India's financial prowess.
Adding to the financial fireworks, Nifty 50 notched up its eighth consecutive year of positive returns. India, meanwhile, strengthened its position on the global financial stage, crossing the $4 trillion market capitalization milestone and securing the fifth spot worldwide, alongside heavyweights like the US, China, Japan, and Hong Kong.
Behind this bullish trend was a perfect cocktail of sustained inflows from domestic mutual funds, foreign capital, better-than-expected economic growth, and robust corporate earnings. The result? A significant boost to investors on Dalal Street, witnessing a staggering ₹81.90 lakh crore added to their wealth in 2023, all thanks to an impressive rally in stocks. 💰📈🎉
Time and again, the only lesson this leaves us with is this: regardless of market fluctuations, a long-term investor has nothing to worry about provided they complete their due diligence and align investments with their goals.
⏪ 2023 in Review
Every coin has two sides and so do we and it's only fitting to take a moment and look back at the rollercoaster that was 2023. From the heartwarming to the facepalm-worthy, this is our year in review – the numbers, the milestones, and the lessons that shaped us.
🏆We got our first award in 2023! The thrill of clinching our first award last year was nothing short of exhilarating. The cheers, the celebration – it felt like we were on top of the world. But truth be told, while we are extraordinarily delightful, we understood that accolades don't necessarily define our success.
👶🏻We welcomed Krishu! Niyati delivered a beautiful baby boy, Krishiv, early in 2023 and what a beautiful addition he is to our family :”) Turns out, the guidebook on motherhood is more of a loose collection of suggestions than a concrete plan. The financial juggling, the emotional whirlwind, and the practical acrobatics required are way harder than anyone tells you!
🥹We tried so many new things personally and professionally! Well, let's just say, the real lessons were learned in the execution phase. Planning is grand, but the magic happens when you roll up your sleeves and dive headfirst into the doing. Together, we’ve made it a point to focus on proactive execution in 2024 a lot more than planning things out (but that doesn’t make our plans any less meticulous
😱 You’re The FIRST To Know!
Hold onto your hats because we've got a secret to spill, and you're the first to know! 🤫
Drumroll, please... 🥁
We’re finally launching season 2 of our podcast, Financial Happy Hour With FinCocktail! and it's not just a sequel; it's a whole new experience! Season 2 is coming in hot, loaded with exciting topics, and a fresh new look that's giving us all the feels.
This time, we've upped the ante by introducing a diverse array of topics and (shh, it's a secret) some exciting new voices to the mix! It's no longer just the two of us—there's a fresh energy and perspective in the air! 🌟 Get ready for a sip of financial wisdom, a splash of laughter, and a whole lot of fun! The countdown begins, and we can't wait to share this new season with you.
🧠 How To Create A Smarter Financial Plan For 2024
Let's talk about whipping that wallet into shape for 2024. Don’t just aim for a regular budget, go for the gold standard – a smarter budget that works as hard as you do. Here’s a roadmap to helping you conquer financial goals and make 2024 the year your money works smarter, not harder:
💰 Automate Your Savings
No more manual savings transfers! Why manually move money when you can have it done for you? Set up automatic transfers from checking to savings. It's effortless and effective. Your money will quietly grow, and you'll wonder why you didn't do it sooner!
💳 Credit Cards on Cruise Control
Credit Cards are great only until you pay on time. Ditch the late fees and interest rate cha-cha by setting up auto-pay for your credit cards. Your finances will be on autopilot, and you can focus on more enjoyable things than paying fees while not letting your credit score slip.
📈 Track & Trim
Become a financial detective with a budget tracker to uncover where your money goes. Once you know the drill, cut back on unnecessary expenses. Identify spending patterns and cut back on the excess. Your budget will thank you for the TLC!
🚫 Snip the Subscriptions
Streaming, magazines, and more – review your subscriptions and cut the dead weight. If it’s possible, explore sharing subscriptions with friends and split the bill, it could be much cheaper!
📱 Mindful Digital Spending
Sure, digital wallets are convenient. But don’t use Google Pay like Google is paying. You are!! Keep a close eye on your digital transactions. Cap your UPI limits if need be. It's your money – treat it like a VIP, not a giveaway!
🔖 Bingeing/ Reading List For 2024
Got "Mutual Funds" by Monika Halan queued up for my reading spree. 📚 And on the binge-watch agenda, still hoping to stumble upon a movie that captures the essence of classics like Wake Up Sid, Munna Bhai, Kabhi Khushi Kabhie Gham, or Yeh Jawaani Hai Deewani. TBH, I'm just vibing with a cozy rewatch of these classics right now, nothing new on the list. 🍿✨
🍸 Cocktail Pe Charcha
Is it too overwhelming to research & plan your investment? Say no more, we can personally guide you into mixing the perfect financial cocktail to manage your money!
As we step into 2024, we’re carrying the lessons, cherishing the memories, and embarking on our goals with optimism and determination.
Here's to a mindful year filled with opportunities to upgrade! May the coming year be filled with prosperity, joy, and the thrill of reaching new heights.
Only onwards and upwards! 🌄🚀💫
Let’s make 2024 the best year yet🌟🎉✨💸
Sayali & Niyati ❤️