Hello!
Feb is here and the arrival of Valentine’s month means that it’s only about time before the internet overdoses us with the annoying Hug Day, Chocolate Day, Rose Day, and Kiss Day frenzy! Hence, this newsletter is the universe’s manifestation for you to focus on matters of the heart that truly matter! If you’re single by choice/fate, don’t worry, this edition will not make you cringe or push you into FOMO😉✨
Now here’s what’s in store for you:
Market performance & the Indian economy
Ekta’s guide to love & money
✨ Fincocktail’s Financial Compatibility Quiz ✨
Binge of the month
All of what you’ll never regret paying attention to!
🤨 ‘Sup with the market
January was a wild ride of emotions at D-street and the domestic equity markets took a tumble for the second consecutive week, leaving investors feeling a bit queasy. Benchmark indices were on a downward spiral, triggering a heavy sell-off across sectors.
But amidst the gloom and doom, there was a glimmer of hope when the market decided to shake things up on Friday and Nifty soared to an all-time high! ✨ Despite the initial dip on Budget Day, this resurgence is a testament to the market's resilience and its ability to adapt to positive external factors.
Meanwhile, on the global front, it's been a tale of optimism echoing across Asian markets, with European indices donning their green attire, and the US markets closing with substantial gains on Thursday. 📈🎉
📌 5 Tips To Ensure Money Doesn’t Stifle Love ft. Ekta
Here’s some content before we dive right in: Ekta Dixit (@ektadixit_speaks) is a Psychologist, Relationship Coach, Mental Health Creator, and a dear friend to us. Her content speaks volumes for her competence as an individual, go follow her right about now!
This is Ekta's down-to-earth guide on how to make sure money matters don't dampen your love:
Keep the Chat Flowing: Talk openly about your money styles! Share your spending habits, savings goals, and investment dreams. Being upfront about your financial quirks helps you understand each other better and find a middle ground.
Dream Together: Picture your financial future as a team. Whether it's buying a cozy nest or planning adventures down the road, having shared goals brings you closer. It's like plotting a thrilling heist but with retirement savings!
Share the Load: Mix it up with joint and separate accounts. Having a shared stash for bills and big dreams while keeping some cash for personal splurges gives you the best of both worlds. It's like having your cake and eating it too!
Rainy Day Funds: Don't forget your rainy day jar! Setting aside some cash for life's unexpected curveballs helps you weather storms together without getting soaked. It's like having an emergency umbrella for your finances!
Lay it Bare: Be real about your money baggage. Talking about debts and past financial boo-boos might not be romantic, but it builds trust and keeps you both on the same page. It's like airing out your financial laundry—refreshing and necessary!
In a nutshell, keeping the financial flame burning bright in your relationship is all about talking, dreaming, and planning together. By sharing your money hopes, and dreams, you can build a rock-solid financial foundation that'll weather any storm life throws your way. Cheers to love, laughter, and a wallet full of dreams!
❓Financial Compatibility Quiz 😘🤝🏻
Love can be blind when it comes to matters of your heart but pragmatically, it simply can’t work out if you are not on the same page, money & mindset-wise! (If you’re currently single, read on and keep these questions in mind when you find someone in the future. So, this Valentine’s shift focus to what’s often ignored and take this quiz to check your financial compatibility with your partner:
1. Has your partner ever lied to you or tried to hide financial information from you?
a) Never
b) Sometimes
c) Many times2. Do you and your partner have similar financial goals for the future?
a) Yes, we're aligned on our financial goals.
b) We have some differences, but we're willing to compromise.
c) No, our financial goals are completely different.3. How do you and your partner handle joint expenses?
a) We discuss and budget for joint expenses together.
b) We split joint expenses fairly based on our incomes.
c) One of us takes care of most of the joint expenses without consulting the other.4. Have you and your partner discussed your attitudes towards debt and how to manage it?
a) Yes, we've had open discussions about debt and how to manage it responsibly.
b) We've talked about it casually, but haven't delved into details or made a plan.
c) No, we avoid talking about debt altogether.5. Do you and your partner have similar spending habits?
a) Yes, we have similar spending habits and priorities.
b) We have some differences, but we respect each other's spending habits.
c) No, our spending habits are very different and often cause conflict.6. How comfortable are you and your partner with discussing financial matters openly?
a) Very comfortable, we have open and honest conversations about money.
b) Somewhat comfortable, but there are topics we find difficult to discuss.
c) Not comfortable at all, we avoid discussing money whenever possible.7. Do you trust your partner to make responsible financial decisions?
a) Yes, I trust my partner completely when it comes to finances.
b) Mostly, but there have been instances where trust has been tested.
c) No, I have doubts about my partner's ability to handle money responsibly.
Results:
Mostly "a" answers: Congratulations! You and your partner seem to be financially compatible and communicate well about money matters.
A mix of "a" and "b" answers: You're on the right track, but there are some areas where you could improve your financial communication and alignment.
Many "c" answers: It's essential to address the issues in your financial relationship and work towards better communication and trust.
Please remember that this quiz is just a tool to gauge where you stand when it comes to financial compatibility and is not to be mistaken for an ultimate measure of the same. Use this quiz as a starting point for open and honest conversations with your partner about your financial future together.
🔖 Best Watch Of The Month
I finally decided to catch a movie after what felt like an eternity, and boy, was it worth it! 12th Fail had me glued to the screen from start to finish. Vikrant Massey's performance was phenomenal – he truly stole the show. No wonder he snagged the Critic's Choice award! The film was inspiring, dramatic, heartwarming, and moving, all at once! ❤️
🍸 Cocktail Pe Charcha
Is it too overwhelming to research & plan your investment? Say no more, we can personally guide you into mixing the perfect financial cocktail to manage your money!
Financial compatibility is a crucial aspect of any relationship, and being on the same page money-wise is essential for building a strong foundation together. There’s absolutely nothing that can’t be fixed with open and honest conversations with your ego locked in a room far, far away!🤝
Here's to a future filled with love, trust, and financial harmony!✨💸
Niyati ❤️